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Consumer loan

A good option when unforeseen expenses arise.

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Refinancing

Organise your finances – combine all your financial commitments into one.

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Credit card

Shop securely online and abroad with confidence using your credit card.

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Mortgage

If you own a home or holiday property, you can apply for a loan secured by the home. With a mortgage, you get a much lower interest rate and a longer repayment period than with a loan without collateral.

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Support

At Motty, you’ll always receive personalized support from our knowledgeable team. Our experienced advisors are dedicated to understanding your unique needs and providing tailored solutions that work best for you.

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Fem-prosent regelen

Bankene må regne ut om du tåler en renteoppgang på 5 % på det lånet du søker om i forhold til din egen inntekt eller de lånene du allerede har. Hvis summen av en renteoppgang på 5 % gjør at du når «femgangeren» eller mer, skal lånesøknaden i hovedsak avslås. Dette er fordi bankene skal sørge for at du ikke låner mer enn fem ganger din egen inntekt.