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Consumer loan

A good option when unforeseen expenses arise.

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Refinancing

Organise your finances – combine all your financial commitments into one.

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Credit card

Shop securely online and abroad with confidence using your credit card.

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Mortgage

If you own a home or holiday property, you can apply for a loan secured by the home. With a mortgage, you get a much lower interest rate and a longer repayment period than with a loan without collateral.

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Support

At Motty, you’ll always receive personalized support from our knowledgeable team. Our experienced advisors are dedicated to understanding your unique needs and providing tailored solutions that work best for you.

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Hva er pant?

Pant, i banksammenheng, betyr at eiendeler som fast eiendom, bolig, bil, båt eller annet blir brukt som sikkerhet for at et krav skal bli oppfylt.

For eksempel kan du låne penger til å kjøpe hus, men huset blir den sikkerheten banken trenger for å være trygge på at de får tilbake pengene hvis du ikke skulle klare å håndtere lånet allikevel. Da er huset pantsatt og banken/låneinstitusjonen er panthaver. Panthaver kan for eksempel selge huset for det pengekravet de har til deg.

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