Loans for home improvements

There are many different factors that determine the loan amount. Banks take into account: your income, your family situation, whether you have a mortgage, how much debt you have, whether you borrow alone or with someone, whether you have debt collection proceedings and what your creditworthiness is. You can find an overview of your credit and consumer debt in the Debt Register (Gjeldsregisteret). Use the credit calculator to calculate how much you can borrow. You can also ask us for help – just apply for a loan. Getting a loan offer from us is completely free and non-binding.

If all requirements have been met and you have accepted the offer, the money can be paid out within 1-3 working days. Make sure that you fill out the application correctly – then the whole process will go more smoothly and quickly. Once the application has been received, banks check the information about your debt collection processes and carry out your credit assessment. Therefore, it can sometimes take between 1 – 7 days from sending the application until the money is paid out.

Motty works with leading Norwegian banks, offering consumer loans, refinancing loans, mortgages, special loans and credit cards. Here are 10 reasons why you should choose Motty when applying for a loan:

1. We compare banks’ interest rates, fees and commissions for you. You don’t have to undertake the work of contacting all the banks and wondering if you’ve found the cheapest loan.
2. You only need to apply once. We’ll take care of the rest of the paperwork with the banks.
3. Once you’ve sent in your application, we’ll present you with loan offers from nearly 20 banks – you’re free to choose, you can accept or reject them.
4. Get everything done online – quickly and securely. All you need to do is sign the agreement via BankID and the money will be paid directly into your account.
5. You get the best loan offers available on the market at the time of application.
6. You get all the help you need in the application process. Need help completing the application itself or something is not clear? We know all about consumer loans and refinancing. We help you all the way from start to finish.
7. We know the financial market like the back of our hand. We know who to trust, so you don’t have to explore the ins and outs of the financial market.
8. Motty’s assistance is free of charge and non-binding.
9. We comply with legal regulations. We are subject to the Norwegian Financial Supervisory Authority.
10. Our staff are experts with many years of experience in the credit industry. We have been helping people obtain loans since 1985 and are an independent credit intermediary that works with the largest Norwegian banks. We guarantee a professional service and an individual approach to the customer.