Apply for a refinancing loan with or without collateral. We help you find the lowest interest rate with the best loan terms. You can save money and reduce the high interest and instalment expenses you pay today.
How to apply for refinancing:
For your application prepare:
Simply submit your application! However, please remember you can contact us at any stage!
Apply for refinancing if:
All banks carry out a credit rating of the applicant. What is a credit assessment?
Having multiple small loans may be costing you more than you think.
Find out whether refinancing your current commitment will pay off and be more profitable!
If you are paying high interest, fees and instalments on several loans or credit cards at the same time, then consolidating everything into one new loan with a lower interest rate is a great solution. This way you save money and reduce your monthly expenses.
Simply send us a loan application to see if refinancing is profitable for you. Our advisors will provide a free review of your financial options.
There are several ways you can save money by refinancing.
Getting a lower interest rate is just one of them. Don't forget that a loan comes with additional costs. To get lower rates, you may want to consider changing the repayment period.
Here are a few practical examples:
That's 180 NOK saved every month!
Submitting a loan application is also a good way to see if your debts can be consolidated to get the lowest interest rates, fees and instalments possible in the market.
The interest included in your loan agreement can often be reduced easily by refinancing.
Applying for a loan is more than just a request for additional funds. It is also a way of getting help to find banks that will provide better loan terms, so you can save money and get better control of your finances.
This name refers to a loan that is not secured by a mortgage or other assets. Small loans are referred to as everything from consumer loans, refinancing loans, renovation loans, car loans, credit cards to paid-off instalments for purchased goods.
Obtaining an unsecured loan means that, as a customer, you do not have to present any form of guarantee to the bank. Typically, the bank will require you to provide security in the form of a home or other form of property. However, in the case of an unsecured refinance, this will not be required. As the bank does not receive anything from you that it could sell if you fail to repay the loan, it increases the price of the loan to compensate for the risk.
Therefore, refinancing loans are more expensive than, for example, mortgages. At the same time, they make it possible to reduce the interest rate on loans. Contact us now if you are interested in benefiting from this solution. Consolidate your debts to pay only one instalment per month and get better loan rates than your current ones.
Many customers use (and prefer) mortgage-secured refinancing. Why?
You may need more money for a renovation, a trip or to fulfil a dream. Using your property as collateral for the bank is more cost-effective for you than borrowing without collateral.
The bank may offer you a lower interest rate and better terms. However, remember that you can see whether you will get an even better deal at other banks by comparing different loan offers! Our advisors will be delighted to help you! You can easily apply for a refinancing with our help.
Sometimes banks refuse to refinance and provide a bigger loan. There can be several reasons for this: a debt ratio that is too high in relation to the value of the house. Motty guarantees an individual approach to the customer - we will check your situation and assess the chances of your application being processed. Our qualified advisors are well acquainted with the regulations and the credit market -
we will find a solution that meets your needs.